![]() For example, Visual DNA, a financial technology firm, developed a credit scoring system to identify individual financial characteristics, such as willingness to repay, based on a picture-based psychological test adopted by many countries. The increased availability of social and psychological information reduces the cost (Akerlof and Kranton 2000 Liberti and Petersen 2019) thus, credit scoring models reflecting individual’s psychometric properties have emerged in the microfinance sector. I want readers to ask plumbers the best questions and I want my readers to make the best decisions.Alternative credit scoring models have been developed actively based on borrower’s psychometric properties, such as personality or sentiment, besides typically used variables representing individual features. Two of my books provide great details concerning toilet replacement. Now, I recommend people replace the whole toilet. I used to hack saw out rusty Briggs toilet tank bolts and replace all the parts and seals in and under the toilet tank. See how you like the toilet and see how you like the installation worker (no toilet wiggle, no leaks, etc…) Read my posts about Vormax toilets and decide if you want to gamble on the newest and maybe (according to how it holds up) the best toilet. If you replace toilets, I recommend you do one at a time. I only heard of this green complaint one time-but-I stopped recommending Comet. He tried bleach and other things he never got his grout back to white. Bad idea, the grout ended up perfectly clean but it turned green. Many years ago, I told a friend to clean his unclean- able tile grout with Comet. Usually, enough toilet water must be dipped out so you can scrub with a thick paste. Scrub only one square inch to see if you are wasting your time. I tell people to use “ Bab-o ” or some other white product. ![]() Sometimes, toilet stains will never come clean, so be careful. Sometimes, ugly black marks will have to be cleaned off your toilet if they are visible. Much like dental plaque scraping, a small metal tool will have to be used. If you clean inside a “jet” hole, you will have to scrape and feel your way. If you have a lousy flush and you can’t get to the jet hole, you might have to replace the toilet. If the “Briggs Cough” can be heard, the jet hole is fine. Old toilets often get clogged “jet holes” (the approximately one inch hole that squirts water to help the flush). Some have a jet hole that you can see (at the bottom where the bowl water is). Some Briggs toilets have a “jet” hole you can never clean because it is inaccessible. When the tank bolts rust off, tank water can flood your home. ![]() On the down side, most Briggs toilets have electroplated (not solid brass) bolts. The Briggs toilets were cheap toilets that proved to have a good flush. When they are flushing correctly, they make a trademark coughing noise. ![]()
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March 2023
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